Funded Trading Plus vs OneFunded (2026) — Which Is Better?

Starting Point

Funded Trading Plus and OneFunded are both European prop trading firms offering evaluated accounts with profit-sharing models, but they operate at opposite ends of the market. Funded Trading Plus, established in 2013 and UK-based, targets serious traders willing to invest in institutional-grade infrastructure—it's the heavyweight with a decade of track record and 60,000+ paid traders worldwide. OneFunded, a newer London-based competitor, pitches accessibility as its core value: evaluation challenges starting at just $23 with no time limits. If you're choosing between them, you're really deciding between premium stability or ultra-low barrier to entry.

Cost, Line by Line

Funded Trading Plus charges a flat $119 per month subscription, with evaluation accounts starting at evaluation fees (specific tiers not listed but noted as "higher compared to some competitors"). This is a premium positioning. OneFunded undercuts dramatically at $23 per month, with evaluation challenges also starting at $23—making entry five times cheaper. However, OneFunded's low entry fee masks upgrade costs: weekly payouts require a paid add-on, and MetaTrader 5 access (coming soon) will likely come with additional fees. Funded Trading Plus's higher cost includes its platform diversity (five supported platforms) and institutional backing. For budget-conscious traders, OneFunded wins on paper; for those planning serious account scaling, Funded Trading Plus's flat structure may be more economical long-term since you're not chasing upgrades.

Feature-for-Feature

Trading Platforms: Funded Trading Plus supports five platforms including cTrader and DXTrade—institutional options. OneFunded currently offers MetaTrader 4 only, with MetaTrader 5 "coming soon." This is significant: cTrader offers superior order execution and algorithmic trading capabilities; OneFunded's limitation is a real constraint for EA traders until MT5 launches.

Profit Splits: Funded Trading Plus maxes out at 100% profit splits with a "growth program," meaning you can eventually take all profits after reaching scaling milestones. OneFunded caps at 90%, a meaningful 10-point difference that compounds over time. For a trader pulling $10,000/month in profits, that's $1,000/month left on the table with OneFunded.

Account Scaling: Funded Trading Plus offers a clear scaling path up to $2.5 million in funded capital. OneFunded doesn't specify scaling limits, which is a red flag—you don't know the ceiling for account growth.

Evaluation Structure: OneFunded's no time limit policy is genuinely advantageous for swing traders and position traders who can't fit their strategy into a compressed window. Funded Trading Plus doesn't highlight its evaluation timeline, suggesting standard speed-to-funding is its strength instead.

Instruments: Funded Trading Plus restricts to CFDs only (forex, commodities, indices). OneFunded also lacks stocks, futures, and options. Neither firm offers direct market access, but this equally impacts both, so it's not a differentiator.

Regulatory/Trust: Funded Trading Plus has 4.7/5 on Trustpilot with $19.5M+ paid to 60,000+ traders—tangible proof of operation. OneFunded is newer with a 3.9/5 rating (vs. Funded Trading Plus's 4.4 overall platform rating). The gap is meaningful when you're trusting a firm with your capital.

Who Should Choose Funded Trading Plus

- Experienced traders with $2,000+ monthly capital. At $119/month, you need realistic profit potential to justify the cost. This tool pays for itself if you're extracting meaningful returns; for micro-account traders, the fee is a higher hurdle.
- Algorithmic and EA traders. Five platform options, including cTrader's superior algo environment, make this the professional choice. If your edge is coded, you need the tools Funded Trading Plus provides.
- Traders seeking account scaling to $1M+. The $2.5M ceiling and explicit growth program show Funded Trading Plus is built for those chasing real funding levels. OneFunded doesn't promise this.
- Traders requiring 24/7 support. If you're trading across time zones and need responsive customer service, the 4.7/5 Trustpilot rating and dedicated support are worth $119/month.

Who Should Choose OneFunded

- Budget traders testing a prop firm for the first time. $23 is an experiment cost, not a financial commitment. Use OneFunded to learn the evaluation process risk-free before graduating to Funded Trading Plus.
- Swing traders and position traders. No evaluation time limits mean your strategy isn't compressed into 30 days. If you hold trades for weeks, OneFunded's structure is built for you.
- Copy trading and EA traders (on MT4 only). OneFunded explicitly permits EAs and copy trading, and does so at scale. However, this only works until you need MT5—then you're bottlenecked.
- Profit-split optimizers. If your sole decision criterion is maximum profit retention and you're disciplined about trading small accounts, the 90% split and zero time pressure offset the lower trust score. The $23 entry also means you can trade multiple evaluations simultaneously at low cost.

Where This Leaves You

Funded Trading Plus is the professional's choice. Its $119 subscription, 100% profit split ceiling, five platforms, and 60,000+ verified payouts make it the obvious pick for traders with real capital and consistent edge. You're paying for institutional infrastructure and a ten-year track record.

OneFunded is the entry-level gateway. At $23, it's risk-free experimentation—ideal for beginners testing the prop model or swing traders who can't fit a compressed evaluation timeline. The trade-off is clear: you're accepting MetaTrader 4 limitations and newer company status in exchange for affordability.

Choose Funded Trading Plus if you have 12+ months of consistent trading data, $2,000+ monthly profit potential, and need advanced platforms. Choose OneFunded if you're bootstrapping your prop trading journey or you're a position trader who values time freedom over platform diversity.