Funded Trading Plus vs Phidias PropFirm (2026) — Which Is Better?

Big Picture

Funded Trading Plus is a UK-based proprietary trading firm established in 2013 that caters to forex and CFD traders seeking either instant funding or a structured evaluation path, with a track record of $19.5M+ in payouts to 60,000+ traders globally. Phidias PropFirm is a newer futures-focused firm founded in 2023 by French traders, targeting traders who want to trade only futures contracts with a one-time evaluation fee and daily withdrawal capabilities. The choice between them hinges on your trading instrument preference, fee tolerance, and whether you value instant access over lower initial costs.

Price Reality

Funded Trading Plus operates on a monthly subscription model at $119/month, with additional evaluation/challenge program costs depending on your starting capital tier. Phidias PropFirm charges a significantly lower $55/month base rate, but crucially, this is only on active accounts—evaluation fees are paid once upfront with no recurring subscription during the evaluation phase. For a trader evaluating with Phidias, if they pass in two months, total cost is $55 × 2 = $110, roughly equivalent to one month at Funded Trading Plus. For traders committing long-term, Funded Trading Plus' recurring $119/month fee compounds into $1,428/year, while Phidias costs $660/year—less than half. Phidias explicitly includes no monthly activation or data feed charges, whereas Funded Trading Plus pricing may exclude platform-specific costs. Neither platform advertises free trials; both require upfront payment to access evaluation or funded accounts. Phidias offers a structural pricing advantage for cost-conscious traders, but Funded Trading Plus' higher fee reflects 11 years of operational history versus Phidias' 3-year track record.

What Each One Delivers

Profit Split Structure: Funded Trading Plus scales up to 100% profit splits through their growth program, the highest ceiling available. Phidias caps at 90% profit splits on live accounts, with no payout caps and daily withdrawal capability—meaning you access profits within 1–4 hours via Phidias Wallet. For weekly or daily traders extracting capital regularly, Phidias' daily withdrawal speed outweighs the 10% difference. For traders compounding capital month-to-month, Funded Trading Plus' potential 100% split wins.

Drawdown Rules: Phidias enforces end-of-day (EOD) drawdown calculation, meaning intraday losses that recover before market close don't count against your account. Funded Trading Plus' rules are undisclosed but reportedly strict post-evaluation. For scalpers and intraday traders taking multiple positions that net flatten by close, Phidias is significantly more forgiving.

Instrument Access: Funded Trading Plus supports five platforms (cTrader, DXTrade, and others) but all instruments are CFDs—no direct stock or futures access. Phidias is futures-only (no forex spot, stocks, options, or spot crypto). Traders needing diversification across asset classes must choose Funded Trading Plus. Traders committed to futures exclusively benefit from Phidias' specialized platform requirements and lower costs.

News Trading: Phidias explicitly permits news trading on all account types. Funded Trading Plus does not mention news trading; the "strict rule enforcement" complaint suggests restrictions. For news traders or those using economic calendar strategies, Phidias is the safer choice.

Trading Platforms: Funded Trading Plus offers five supported platforms, providing flexibility. Phidias requires Rithmic-compatible platforms, adding a setup learning curve. Traders already fluent in Rithmic have zero friction; newcomers prefer Funded Trading Plus' broader platform ecosystem.

Company Maturity: Funded Trading Plus' Trustpilot rating is 4.7/5 with 11 years operational history and $19.5M+ in documented payouts. Phidias is only 3 years old (founded 2023) with a 3.9/5 overall rating. Risk-averse traders should prioritize Funded Trading Plus' track record; early adopters betting on a rising firm may accept Phidias' risk.

Who Should Choose Funded Trading Plus

- Multi-timeframe forex/CFD traders who scale positions across day, swing, and longer holding periods and want the highest possible profit split ceiling (100%) to justify the $119/month commitment over time.
- Traders requiring platform flexibility—those already using cTrader, DXTrade, or other supported brokers who don't want to learn a new Rithmic interface; the five-platform ecosystem minimizes migration friction.
- Risk-averse traders with capital to deploy: The 11-year track record, 4.7/5 Trustpilot rating, and $19.5M+ payout history provide institutional confidence that Phidias (only 3 years old) cannot yet match.
- Traders who scalp intraday and need maximum leverage or leverage-like behavior; Phidias' EOD-only rule may feel restrictive for high-frequency repositioning, even if intraday drawdowns recover by close.

Who Should Choose Phidias PropFirm

- Futures-only traders committed to contracts, index futures, or crypto futures; if you don't need forex, stocks, or options, Phidias' specialization cuts away unnecessary overhead and costs $660/year versus Funded Trading Plus' $1,428.
- News traders and economic calendar traders who rely on volatility spikes around data releases; Phidias explicitly permits news trading, while Funded Trading Plus' strict enforcement likely bans it.
- Scalpers and intraday traders who close all positions by day's end; Phidias' EOD drawdown rule is a feature, not a limitation—intraday dips that fully recover don't penalize your account, directly rewarding disciplined close-outs.
- Traders who want daily liquidity: Phidias' 1–4 hour payouts via Phidias Wallet let you withdraw capital daily. Funded Trading Plus doesn't advertise payout frequency; traders needing weekly or monthly capital extraction should clarify withdrawal timelines first.

The Call

Choose Funded Trading Plus if you trade forex/CFDs across multiple timeframes, need platform flexibility, and prioritize the security of an 11-year-old firm with a 4.7/5 Trustpilot rating—the $119/month cost is justified by access to up to 100% profit splits and five supported platforms. Choose Phidias PropFirm if you trade only futures, practice news trading, scalp intraday, and want to minimize fees ($55/month) while extracting profits daily via their proprietary wallet; accept the 3-year-old firm risk and Rithmic learning curve in exchange for $768/year in savings and EOD drawdown rule clarity that traditional prop firms refuse to offer.