OneFunded vs The Funded Trader (2026) — Which Is Better?

Compare OneFunded and The Funded Trader — features, pricing, pros and cons.

This comparison uses first-party sources linked inline. Time-sensitive details (fees, promotions, plan limits) can shift — verify with each provider before signing up. Methodology →

At-a-Glance

Higher Rated

OneFunded (3.9)

More Affordable

OneFunded ($23/mo)

OneFunded

★★★★☆ 3.9/5

OneFunded is a London-based prop firm offering evaluation challenges from $23 with up to 90% profit splits, no time limits, and full support for EAs and copy trading.

From: $23/mo
Full review →

The Funded Trader

★★★★☆ 3.9/5

Growing prop firm offering forex, crypto, and indices funded accounts up to $600K with multiple challenge types and up to 90% profit split.

From: $65/mo
Full review →

Rules, Payout & Fee Breakdown

Feature OneFunded The Funded Trader
Rating ★ 3.9 ★ 3.9
Starting Price $23/mo $65/mo
Free Tier No No
Markets forex, crypto, indices, metals, commodities forex, crypto
AI Analysis ✗ ✗
Backtesting ✗ ✗
Paper Trading ✗ ✓
Price Alerts ✗ ✗
Mobile App ✓ ✓
API Access ✗ ✗
Social Features ✗ ✓
Broker Integration ✗ ✓
Custom Indicators ✓ ✓
Automated Trading ✓ ✓
Trade Journaling ✗ ✗
Performance Analytics ✓ ✓
Risk Management ✓ ✓
News Feed ✗ ✗
Education Content ✗ ✓

Prop-Firm Head-to-Head

OneFunded and The Funded Trader serve cost-conscious traders with different risk tolerances. OneFunded's $23 entry point targets newcomers testing prop trading models without major capital commitment, while The Funded Trader's $65 monthly fee suits traders ready to scale toward $600K accounts. OneFunded prioritizes accessibility with no time limits; The Funded Trader offers infrastructure for serious account growth through MT4, MT5, and cTrader support.

OneFunded's standout edge is its refund-on-first-payout policy and unrestricted evaluation timelines—reducing financial risk for testing traders. The Funded Trader counters with challenge variety and scaling paths to $600K, but documented payout delays and rule changes have eroded trader confidence, creating institutional risk that OneFunded, despite being newer, hasn't yet faced.

Choose OneFunded if you're budget-conscious, risk-averse, or proof-testing prop trading for the first time. Its refund guarantee and flexible timelines minimize downside. Choose The Funded Trader if you're a profitable, serious trader willing to accept operational friction for rapid scaling and challenge variety. Neither offers the institutional stability of established firms, so weigh growth potential against operational risk accordingly.

OneFunded: Pros & Cons

Pros

  • + Very low entry fees starting at just $23
  • + No time limits on evaluation challenges
  • + Up to 90% profit split with optional upgrade
  • + EAs, copy trading, and news trading all permitted
  • + Challenge fee fully refunded after first payout

Cons

  • - MetaTrader 5 not yet available (listed as coming soon)
  • - No stocks, futures, or options trading offered
  • - Relatively new company with limited track record
  • - Weekly payouts require a paid add-on upgrade

The Funded Trader: Pros & Cons

Pros

  • + Multiple challenge types for different trading styles
  • + Scaling plan up to $600K
  • + Low starting price from $65
  • + News trading and EA allowed on most challenges
  • + Supports MT4, MT5, and cTrader

Cons

  • - History of payout delays has eroded trust
  • - Rule changes have frustrated existing traders
  • - Profit split starts at 80% (lower than FTMO's 90%)
  • - Customer support response times can be slow
  • - Less established track record than FTMO or Topstep

Guides & Tutorials

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